How to be an effective Money Manager?
Ever wondered how some people are just so much better with money? It is easy to identify a good money manager and usually, they …
Trust Bank – A great way to save and park cash?
Finally, there is a product that I feel excited to use and find out more! Trust bank is a new digital bank in Singapore …
OCBC 360 Interest Update (up to 4.05%)
After waiting for moe than 2 years, OCBC is finally revising its interests rates due to the rate hikes by the US federal reserve. …
How to pick stocks for long term investment in SG
The insane rally in the US is making investors all over the world rethink their strategies. On average, investors in the US market should …
Why Cash, Savings and Capital are different
After distilling years of learning about finance on my own, I would like to make a post about a critical topic that I have …
What would you do if you had a million dollars?
Let’s face it, accumulating wealth must have a perceivable end and that goal when we are still in our teens should have been around …
Saving in a post-pandemic world
The pandemic has provided enough justifications for banks to pay us pathetic interest rates for our deposits. Time-Deposit accounts have also become a joke …
Why are “high yield” endowment plans mostly 3 years long?
At present, many short tenure (3 years) endowment plans are way more attractive than most savings accounts for sitting cash. The appeal is intensified …
Read moreWhy are “high yield” endowment plans mostly 3 years long?
High Interest or Modern Fixed Deposit Accounts (OCBC accounts)
Many risk-averse individuals will usually go for time deposit accounts to store cash that they do not need urgently. This includes the usually fixed …
Read moreHigh Interest or Modern Fixed Deposit Accounts (OCBC accounts)
With falling interest rates, where should our cash be parked?
Interests rate of High-interest Savings Account (HISA) has served most of us well for the past few years. However, there have been rate cuts …
Read moreWith falling interest rates, where should our cash be parked?